Last Updated: Oct. 28, 2024

By accessing or using Cents (“we,” “our,” or “the App”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the App. We may update these Terms from time to time, and your continued use of Cents constitutes acceptance of any changes.

Cents provides financial tracking and management tools, allowing you to record and monitor your income, expenses, and financial goals. We do not offer financial, tax, or legal advice, and all data presented is for informational purposes only.

• Accurate Information: You agree to provide accurate and complete information when using Cents.
• Personal Use Only: The App is intended for individual, personal use. Commercial use is not permitted unless explicitly authorized by us.
• Compliance: You are responsible for complying with all applicable local, state, national, and international laws when using the App.

Please review our Privacy Policy, which governs the use of your information when using Cents. By using the App, you consent to the collection and use of your information as outlined in the Privacy Policy.

You are responsible for maintaining the security of your account and for all activities that occur under your account. Notify us immediately of any unauthorized use or security breach.

Cents strives to present accurate financial data, but we cannot guarantee the accuracy or completeness of any information presented. You agree that the information provided is for general informational purposes and should not be solely relied upon for critical financial decisions.

In no event will Cents, its affiliates, employees, or partners be liable for any indirect, incidental, special, consequential, or punitive damages, including financial loss or data loss, arising out of or in connection with your use of the App.

Cents is provided on an “as-is” basis, and we make no warranties, express or implied, regarding the App's functionality, accuracy, or reliability. We disclaim all warranties to the fullest extent permitted by law.

We reserve the right to suspend or terminate your access to Cents at any time, without notice, for any violation of these Terms or other conduct we consider harmful to Cents or other users.

These Terms are governed by and construed in accordance with the laws of Germany. Any disputes arising from or related to these Terms will be resolved in the courts of Germany.

If you have questions or concerns regarding these Terms, please contact us at [email protected].