If possible, always try to pay more than the minimum payment to pay off your debt faster and save oninterest.

Prioritize paying off debts with higher interest rates first (commonly known as the debt avalanche method).

Alternatively, paying off smaller debts first can provide a morale boost and make managing remaining debts easier (known as the debt snowball method).

Work on building an emergency fund, it can provide a buffer against having to take on more debt.